Tuesday, July 31, 2012

Can I Keep My Recent College Graduate on My Policy?

My 25 year old daughter just graduated from college, I would like to keep her on my insurance policy. Mainly for financial reasons. However, she lives in the town she went to college in and not in my house, can I still keep her on my policy?

There?s no reason you can?t keep her on your policy, just as long as the insurance company knows that she has the car in another town and that your daughter is the primary driver. Now that she is out of school, she cannot be considered a resident at your home anymore.

Your rates are based in part on what town the car spends most of its time in and who drives it. If you fail to list the correct garage location and driver, you could end up with an uncovered claim, defeating the purpose of keeping her on your policy. I would check with your insurance company to see they have the correct location and driver, then get a quote on her with her own policy. At age 25, rates typically go down for drivers. By comparing quotes, you?ll know for sure you are still getting the best deal.

Although we do our best to offer you accurate and current auto insurance advice, we are not responsible for any negative consequences you may encounter after reading this advice. Insurance problems are often complex and can hinge on facts not provided in your submitted question. For this reason, you should not use this advice as a basis for any decision. We provide these answers for information purposes only, with the intention of steering you towards making your own conclusions about how to act or refrain from acting. Because we are not lawyers, no information on this site should be used as legal advice.

Source: http://www.autoinsuranceadvice.com/insurance-questions/2270/25-year-daughter-graduated-college-insurance-policy-financial-reasons/

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This Is Apple's New Favorite Typeface (Updated) [Design]

Apple had three favorite typefaces: Myriad, Lucida Grande and Helvetica Neue. Now there's a new favorite: Avenir. It has appeared simultaneously OS X Mountain Lion and iOS 6—which means you will see it featured in the next iPhone. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/TBgPAgjZK5U/this-is-apples-new-favorite-typeface

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Tips for baby and toddler food ~ Down to Earth

Last year we welcomed two babies into our family ? Jamie is now 16 months old and Alex is 12 months. Hanno and I have already looked after both our little boys to help their parents have some free time together and I have no doubt there will be many more opportunities to look after them in the future.



A lot has changed since I had my own little boys to look after. Ideas about diets have changed a lot and I?m wondering how this reflects on how babies and toddlers are fed now. Jamie and Alex were breastfed exclusively for six months, then they had breast milk and solids. I think they?re still having a nightly feed before bedtime, although Sunny told me she wants to wean Jamie soon. Both boys have good appetites and eat a variety of foods.

Back in the old days, babies and toddlers were commonly given salted and sweet food. I didn?t know anyone who was gluten or dairy intolerant, or who had an allergy to nuts. I knew of one baby who was allergic to eggs and my son Kerry didn't like eggs. He still doesn't. I think good free range eggs are excellent food for toddlers. When did you introduce eggs? ?What egg recipes do your children like?

When I fed my children, I wanted them to eat what we ate. I have always cooked from scratch so it was no problem to first puree things like mixed vegetables and fruits and later on, process meals like roast chicken and vegetables, vegetable soup or lamb and rice in the blender so they were a good consistency for my babies. It wasn?t long before we had a good system going and we were all eating the same food, although in different consistencies. When my children were weaned they drank water, cow?s milk, Milo and a variety of fresh and processed fruit juices. If you have a baby or small children now, what do you feed them, and when? If you have time, would you set out a day?s menu for me, including drinks and snacks. I have a feeling things haven?t changed much, except for the food allergies, but who know, I might be completely off here. It has happened before. ;- )

Source: http://down---to---earth.blogspot.com/2012/07/tips-for-baby-and-toddler-food.html

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Useful Advice When Starting A Home Improvement Project ...

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Source: http://aulaparty.com/useful-advice-when-starting-a-home-improvement-project

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Monday, July 30, 2012

Customized Tattoo Studios In Sydney Are A Budding Industry



Customized tattoo studios in Sydney are a budding industry. Customized tattoo artists are very various to regular tattoo artists. Most Sydney tattoo studios are plastered with pre-drawn or flash tattoo styles, so you can merely walk in, choose a tattoo design off the wall. The difference with customized tattoo studios is that they provide tattoo artists who will particularly attract each tattoo design to suit the customer?s individual needs. A customized tattoo is one that is in contrast to any other tattoo you will see on the street.

Customized tattoo studios usually function highly experienced and sought following tattoo artists,
well-liked for their creative sensibilities on top of their capability to just tattoo. This indicates, well-liked customized tattoo artists are booked out far previously in advance
than other tattooists. But the wait around is worthwhile. By reserving with a
custom tattoo artist, as opposed to just any
tattoo artists, you can pretty much assure that you will get tattooed with quality artwork. Most of all, you want to know you?re obtaining tattooed by a passionate artist, who cares about every piece they create. Customized tattoo artists are real artists, and many of them had a passion for art or painting before pursuing a tattooist career.


There is a huge difference between a high quality tattoo and a substandard, poorly done tattoo. A bad quality tattoo may blow out, fade or scar. There are a lot of shoddy tattoo studios about who may provide cheaper and quicker function, with barely any queue. Nevertheless the tattooists who operate these studios are frequently indifferent to well being regulations, proper sterilisation and correct tattoo practice ? least of all about creating quality tattoo function. If you?re severe about obtaining tattooed, you ought to go to 1 of the numerous high quality custom tattoo artists in Sydney with a great popularity for producing high quality tattoo artwork as nicely as high quality custom tattoos.

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Source: http://www.convivium.co.za/customized-tattoo-studios-in-sydney-are-a-budding-industry

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Armour Energy continues McArthur Basin drilling, targets previous gas flow

Pdf Monday, July 30, 2012 by Bevis Yeo

(ASX: AJQ) has spudded another McArthur Basin unconventional gas well near a gas flow discovery made by Amoco Minerals in 1979.

Glyde-1 targets the basal section of the Barney Creek Formation and the underlying Coxco Dolomite that had flowed gas in the 1979 zinc exploration well.

Drilling from the current depth of 234 metres will be carried out under balanced using compressed air towards the planned total depth of 800 metres to reduce the possibility of formation damage.

The well is part of the company?s aggressive drilling program of up to 9 vertical wells and 3 lateral wells in EP 171 and EP 176 that will be carried out over the next two years.

This initial work also includes the completion of 2? multi stage fracture stimulation programs.

McArthur Basin

The McArthur Basin is known to host oil and gas shows and has been assessed by MBA Petroleum Consultants to hold combined mean prospective resource of 18.8 trillion cubic feet of gas and 2 billion barrels of associated liquids within Armour?s EP 171 and EP 176.

Commercialisation of any discoveries will be aided by the proximity of the Basin to the Carpentaria Highway as well as the pipeline running along the McArthur River to Darwin.

The prospectivity of the Basin has drawn other companies as well.

(ASX: EEG) is currently working with the University of Adelaide?s Kennedy Research Group (KRG) to conduct geological studies on Empire?s McArthur Basin exploration licence applications.

These studies will focus on identifying the most prospective areas for shale oil and gas drilling, through available data and the generation of critical information, allowing EEG to locate the initial exploration wells.

Empire?s wholly-owned subsidiary Imperial Oil & Gas holds a 14.6 million acre (59,000 square kilometre) slice of the McArthur Basin.

While no petroleum exploration has been carried out on the assets, a mineral core hole on an adjacent lease had sustained a 6 metre gas flare for about 6 months, burning an estimated 1 billion cubic feet of gas in this time.

United Orogen (ASX: UOG) also holds 2 licence applications in the Basin while Falcon Oil & Gas (CVE: FO) has successful fracture stimulated and flowed gas from its Shenandoah-1 well in the Beetaloo Basin, which is a separate satellite of the McArthur Basin.

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Proactive Investors is a market leader in the investment news space, providing ASX ?Small and Mid-cap? company news, research reports, StockTube videos and One2One Investor Forums.

Source: http://www.proactiveinvestors.com.au/companies/news/31831/armour-energy-continues-mcarthur-basin-drilling-targets-previous-gas-flow-31831.html

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Sunday, July 29, 2012

Self Improvement Guidelines For Yourself - Consumer Electronics ...

Greater happiness can be your own with the use of the simple and time recognized self help recommendations supplied on this page. Find out to handle your troubles so that they don?t accumulate and overwhelm you. The subsequent techniques can help you pinpoint your weak spots and conquer them. So, chill out, have an inhale and put together to see powerful self help advice that will really influence your way of life.

A fantastic self improvement idea that each and every solitary particular person should certainly comply with is always to really like on your own. Actually genuinely really like a person you happen to be no matter what aspects of on your own you happen to be irritated with. Fully grasp that one could generally better oneself, but before you could, you need to really like on your own.

A terrific way to increase one?s self esteem is always to recommend to physical exercise. The beneficial electricity from training along with the fulfilling a sense of going to a fitness center may help one?s self worth greatly. Sometimes what is needed to feel much better is an improved sensation of personal worth.

To deal with despression symptoms, physical exercise! Wandering is a good form of exercise plus a good move are capable of doing amazing things to raise your spirits. Don?t overlook walking! Having a leisurely walk after supper daily, will help you chill out and relax. Make time to seem and incredibly see everything that is approximately you. Search for the optimistic in every stuff.

Like oneself or love on your own is one thing every person hears constantly but, who realized the pundits were actually definitely correct? Using a good, nurturing mindset will only increase your moods to the people around you. It is actually a quick session displaying that your feelings will affect almost everything surrounding you.

Spend some time to give i appreciate you what you have every day. In the event you take the time to recognize the things which you do have, it will not appear so bad that there is no need what you believe you want. This will likely truly significantly help to make your daily life a cheerful one particular.

Don?t forget to help make time for yourself. Regardless of what your supreme goals are, if you forget to make time on your own you?re more than likely establishing oneself up to fail. No one can try everything that lifestyle calls for of them (work, loved ones, and so forth) as well as trying for private objectives if they don?t routinely have a break and breathe in.

Define what?s most essential for your needs, and release the rest. You will be attempting definitely hard to do every thing, when the truth is that no one can. When dealing with something, ask whether it pertains to exactly what is most critical in your own life. When it isn?t, you don?t need it.

While you have read, personal-assist can assist you live a much healthier, more content, and for a longer time life so that you can get what exactly you need and wish. Exercise what you?ve read in the following paragraphs, and you will definitely get started to not only get tranquility, nevertheless, you will really like you that have grow to be.

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Source: http://blog.ilove3c.com/2012/07/29/self-improvement-guidelines-for-yourself/

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Chair In The Sky: Business Travel Correlates with Increased Revenue

Like a lot of business people - especially those who travel a lot - I?m pretty quick to adopt new technologies that will make my life easier, more efficient or even more fun. So I have to admit that even though I?m in the business of bringing people together physically to meet about important business issues, I like Skype.

I use Skype all the time. I use it for meetings with work colleagues. I visit with friends via Skype. When I?m away from home at night I Skype my family because it gives me more of a feel of actually interacting with them than I can get over the phone.

Still, if I have something really important to say to my wife, particularly if its sensitive or tough news, I guarantee you that she would much rather hear it from me face-to-face rather than over Skype. The same is true with my work associates, my children, and even with my friends. There?s just something deeply powerful about dealing face-to-face with people on important topics that you can?t replicate with Skype, or with any other technology.

That?s why business people need to travel. Intuitively we have known all along that if you?re going to do important business with people, you need to meet them in person, shake their hand, look them in the eye, and establish personal rapport.

Now there?s empirical data supporting that long-held belief. ?In a study done for the Global Business Travel Association by IHS Global Insight looked into what the impact of increased business travel would be on 15 distinct industries. Among the more profound results:

  • There is a significant and measurable relationship between increasing business travel and increasing sales volume.
  • Increasing business travel drives sizeable returns on investment ? on average, profits in the 15 industries studied would rise by $15 for every additional $1 spent on business travel.
  • Increasing business travel massively stimulates the U.S. economy ? boosting business travel to ?optimal? levels would create 5.1 million new jobs in the U.S. and generate more than $101 billion in new tax revenue for governments.
But this was not merely a boosterish study performed solely to benefit the travel industry (read the full report?Can We Afford Not To Invest In Business Travel?). ?It clearly states that there is a point at which increasing business travel spending no longer increases profits, but cuts into them instead.

So the real question for a company is ?Where are we on the business travel spending curve? Are we spending enough to derive maximum benefit in terms of sales, profits and return on investment? Or, are we spending more than necessary to achieve the best results??

And let me suggest that for many U.S. business travelers my company, Linear Air, presents the most cost-effective and efficient solution. Rather than requiring a business traveler to drive a long way to a major airport and submit him/herself to the indignities, delays, wasted time and frustrations of commercial airline travel, Linear Air operates as an on-demand air taxi service that can shave up to 40% of a business person?s roundtrip, door-to-door travel time. And in most cases we can do it at competitive price. We pick you up at the uncongested airport nearest you. We fly you to the uncongested airport nearest your destination. We do it on YOUR schedule, not ours. And we do it in comfortable, efficient and safe Eclipse Jets, the first and most successful of the new generation Very Light Jets now on the market. And along the way you?ll be provided warm, friendly and personal service by our highly-trained pilots and agents. By getting you to your destination - and back home ? quickly you can avoid the cost of hotel rooms and extra meals on the road. You can get maximum productivity out of your day. And you travel with a very high degree of comfort and security. So I hope that the next time you or one of your team members needs to travel to make an important sales call, or to tend to a key commercial relationship, that you?ll see the wisdom in using Linear Air. We think we can help you get the best possible financial results from your business travel spending. See you on board. ? ? ? ? ? ? ? ? ??

Source: http://blog.linearair.com/2012/07/business-travel-correlates-with.html

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Dying gives as well as takes away. | Psychology Today

I am sitting with Shelley, a 62-year old woman riddled with cancer. She tells me the doctors have told her there is no treatment left to fight her illness. She has made peace with her family, her past, and her God. ?So why is it taking so long to die?? she pleads. ?I have no purpose left and I can?t even use my body.? She is afraid of being a burden to her extended family, which has brought her to their home with the services of hospice. Susan and her family decided that being together in her last days would help Susan feel safe and cared for, and would also help the family cope with their grief.

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In that spirit, her 6-year old grandson gently brushes her hair. Her son dispenses her medication. Her daughter is writing letters to her mother?s friends from dictation. Family and friends take shifts to sit with Susan, listen to her stories, review scrapbooks and ask about her life. Others come to provide sponge baths and massage lotion into her paper-thin skin. A baby is curled up asleep under the crook of Susan?s arm. Despite the support of such a compassionate network of family and friends, Susan is impatient to die. ?Why am I still here when I am so useless?? she wants to know.

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This is a delicate question, but one I hear often. I do not pretend to know the timing and the mystery of her living and dying, but I trust it. I cannot tell her when she will be released from her physical body. But I can listen to her feelings and her questions and reflect to her the importance of them. I can validate her existential search for meaning.

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?Why can?t I just die?? What if this journey toward the end of life is not framed as a punishment or a failure? I wonder, with her, if within this ?suspended time? there might be a hidden gift and opportunity for herself and for her family. ?What do you find most difficult during this time?? I ask her. She tells me that she has always worn her maternal instincts like a crown and felt proud of how hard she worked to care for her children. It is most difficult for her now to be the one receiving so much love and care, when she cannot reciprocate. I wait with her quietly as she thinks about this, and then she smiles impishly. ?Do you think I am still here to learn how to receive love?? she asks.

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When we are so busy giving to others we do not allow for the space to receive from others. When we are intent on doing in the world, we slow our progress of being enough. If we are to be whole, we must learn to receive as well as serve, and to act as well as be in the world. She learned, and was able to tell her family, that she finally knew she was loved without condition?not because she did for others, not because she had a healthy body, not because she was able to respond to them?but because she was Susan.

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When she understood the meaning of her journey, she stopped suffering and laughed at her impatience and her agenda. She told me she could finally let go of the illusion that she was in charge of life. She learned that she could be in charge of how she responded to life, and that gave her the peace that she had been searching for in death.

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Source: http://www.psychologytoday.com/blog/no-one-has-be-alone/201207/dying-gives-well-takes-away

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Saturday, July 28, 2012

Vicki Larson: Are Kids Learning How To Be ... - Huffington Post

Anthropology, calculus, sociology, biology -- if you have a child in college, it's likely he or she is learning something about those topics, much of which they may forget once they graduate. But there's one topic many young adults are learning about while they're getting their degree that they may carry with them for the rest of their lives.

Infidelity.

Cheating in relationships -- not just in classes -- is relatively common among college students, notes Glenn Geher, director of evolutionary studies at SUNY New Paltz. Twenty-somethings are at the stage of their life where they may be taking relationships more seriously and are exploring monogamous relationships as well as their sexuality, but given their lack of experience it isn't surprising that many college romances don't last. But it may be surprising that so many of them end because of cheating. According to a 2000 study, between 65 percent and 75 percent of college students have been unfaithful.

"The most common way that dating couples end a relationship is by starting another," says Barry McCarthy, a psychologist and professor at American University in Washington.

Guys aren't the only ones cheating on campus; female co-eds are fooling around just as much, although men tend to have a more permissive attitude toward infidelity and don't always end a relationship because of it. Women overwhelmingly do break up over infidelity, but the ones who don't dump their boyfriends are well aware that if they don't let the cheating slide, they "don't have a boyfriend," according to a student at the University of North Carolina.

"So what?" you may be thinking; after all, college students are still kids. They haven't had enough experience in relationships to fully understand the meaning of commitment. It's truly the time when they should be sowing their wild oats.

That may be so, but the college dating scene has changed dramatically. Hookups, no stings attached (NSA) sex and friends with benefits have taken the place of the old-fashioned dating even their parents -- children of the 1960s sexual revolution -- may have grown up with. With more women on campuses than men, women have had to be a lot more aggressive -- and easier to bed -- to attract a guy's attention. They also have to be much more accepting of porn in their relationships.

And since more young adults are delaying marriage, they often have multiple relationships -- and more casual sex -- before saying their "I dos," if they even get to that point. There's more time to learn to be a serial cheater. As sociologist and "The Monogamy Gap: Men, Love, and the Reality of Cheating" author Eric Anderson has discovered, the more men cheat, the more likely they are to continue cheating. That's why more researchers are looking into what's going on sexually for those men and women in the phase of their life called emerging adulthood, and what it may mean when they're ready to settle down.

McCarthy and others believe that the patterns set in premarital relationships -- like infidelity -- are likely to spill over into marriage. That certainly seems to be occurring -- between 1991 and 2006, the number of adulterous wives under 30 increased by 20 percent; it increased by 45 percent for the hubbies.

"The costs of exiting have changed," says Edward Laumann, a professor of sociology at the University of Chicago.

So, too, have the definitions of infidelity. Most male and female undergrads easily agree on what sexual infidelity is, according to a recent multicollege/Kinsey Institute study. But they differed when it came to defining emotional infidelity -- an area that gets grayer all the time thanks to the rapid technological changes that have brought sexting, Facebook friending, Internet porn and adult chat rooms into so many relationships.

There are a few things fueling college students' beliefs about infidelity. Trust, self esteem, loneliness, a need to belong and fears of rejection play a huge part in deciding whether a student will cheat or not, one study found. Male undergrads say just being sexually attracted to someone could lead to infidelity, while their female counterparts believe being unhappy in a relationship could send someone into the arms of someone new, according to another study. Anderson's study of undergrad men reveals that they find monogamy to be challenging, and cheating is easier than asking for an open relationship.

All of which is causing some researchers to ask, can we teach undergrads not to cheat? After all, it's a lot easier to stop a bad behavior before it begins than try to deal with it after the damage is done, especially since infidelity plays a huge part in many divorces. And college campuses are a hotbed of opportunities for risky behaviors that often lead to cheating, such as heavy drinking.

Perhaps we can. According to a recent study of the effectiveness of relationship education in preventing infidelity, fewer male and female students fooled around after taking a 13-week course that addressed partner selection and making healthy relationship transitions, and detailed the possible negative consequences of cheating.

But is that a college's responsibility? Should colleges be teaching young adults not to cheat romantically -- especially with many struggling to just offer the basics, thanks to budget cuts? What is society willing to do to try to stop people from cheating -- if anything?

Perhaps instead of focusing on our kids' declared major, grades and degrees, we should be paying attention to their extracurricular activities.

A version of this article appeared on Vicki Larson's personal blog, the OMG Chronicles.

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Follow Vicki Larson on Twitter: www.twitter.com/OMGchronicles

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Source: http://www.huffingtonpost.com/vicki-larson/is-college-teaching-kids-_b_1688876.html

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OPENING OF THE OPENING

The Olympics Stadium and the Orbit stand in the Olympic Village ahead of the Summer 2012 Olympics on Thursday, July 26, 2012, in London. The opening ceremonies for the 2012 London Olympics will be held Friday, July 27. (AP Photo/Alexander Hassenstein, Pool)

The Olympics Stadium and the Orbit stand in the Olympic Village ahead of the Summer 2012 Olympics on Thursday, July 26, 2012, in London. The opening ceremonies for the 2012 London Olympics will be held Friday, July 27. (AP Photo/Alexander Hassenstein, Pool)

Olympic Park is open for business. Officials threw open the gates to the public on Friday afternoon and the once quiet paths of the park were immediately flooded with visitors.

A group of three dozen or so schoolchildren from London, including one excited young boy with the Olympic rings and "2012" carved on either side of his mohawk-topped head, scurried toward Olympic Stadium offering high fives and fist bumps to every person they passed.

? Jon Krawczynski ? Twitter http://twitter.com/APkrawczynski

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EDITOR'S NOTE ? "Eyes on London" shows you the Olympics through the eyes of Associated Press journalists across the 2012 Olympic city and around the world. Follow them on Twitter where available with the handles listed after each item, and get even more AP updates from the Games here: http://twitter.com/AP_Sports

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-07-27-OLY-Eyes-on-London/id-986292caf3a5437298ef8290495edc8b

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Building Organs, On One Microchip At A Time

Copyright ? 2012 National Public Radio. For personal, noncommercial use only. See Terms of Use. For other uses, prior permission required.

IRA FLATOW, HOST:

You're listening to SCIENCE FRIDAY. I'm Ira Flatow. When you think of a human organ, like maybe your heart or your stomach, you probably think of something slippery and meaty and seeping with bodily fluids and lined with intricate networks of arteries and veins. What probably does not come to mind is a crystal clear microchip as small as your thumb with a tiny network of chambers and membranes placed inside. But scientists at the Wyss Institute at Harvard University are engineering microchips to do just that - behave like human organs. And they've had some success with what they call the lung-on-a-chip, and they have now designed a human gut-on-a-chip. And they're looking into mimic even more organs with the hope of linking them all together one day and creating a human-on-a-chip.

So exactly - what exactly does a organ-on-a-chip do? How does it work? What can we learn about the human body from these chips? And will this new technology make testing drugs on lab rats obsolete? Very interesting question. Dr. Donald Ingber is a director of the Wyss Institute for Biological Inspired Engineering and a professor at the Medical Engineering School at Harvard University. He joins us from Boston. Welcome back to SCIENCE FRIDAY.

DONALD INGBER: Oh, it's my pleasure to be back.

FLATOW: I think the last time we talked here, you had gotten one organ out of the way. Now you're working on more.

INGBER: Yeah, many more.

FLATOW: Tell us about those. Which - how many more?

INGBER: Well, when we spoke, we - it was, I think, two years ago when we had published the lung-on-a-chip, the human breathing lung-on-a-chip. We just published the gut. We have a bone marrow-on-a-chip that we've been developing, kidney-on-a-chip. Kit Parker, who's at the Wyss Institute, has developed beating heart-on-a-chip. And we just received a major funding from DARPA, the Defense Advanced Research Projects Agency, to develop 10 different human organs, link them together, and develop an instrument that would automate analysis to effectively have a human body-on-a-chip, an instrumented human body-on-a-chip to hopefully replace animal testing over time.

FLATOW: So you can use these organs-on-chips and experiment on the effect of pharmaceuticals on them instead of lab rats?

INGBER: Yes, and there are ways we've been making, you know, headway looking at both toxicity and efficacy, which are the two - the FDA, who is a partner with DARPA in this effort, as is the NIH, the new NCATS, the new institute that's into translational finds at NIH. The FDA is very interested in toxicity of drugs, knowing, you know, before it gets to the clinic that there's a problem. But the drug companies want to know that, but they also want to know if the drug is going to be effective. And so we have partnerships beyond government funding agencies with pharmaceutical companies. And so we're exploring all of that.

I think the important point for the audience is that there's a real major problem right now in the pharmaceutical industry, which is that the animal models really don't work. We know it's an ethical issue and that many animal lives are lost. And they, you know, they work to some degree, but there's still many, many cases, a surprisingly large number of cases where, you know, millions of dollars, hundreds of millions of dollars and years of development have gone through validating in animal models, and then it gets into the clinic and fails. And so the FDA recognizes this as a problem. Pharmaceutical companies recognize it.

DARPA has identified the need to accelerate drug development because of, you know, infectious disease threats, bio threats. When influenza epidemic happened, you know, in the last few years, it was very clear that we couldn't come up with a response as fast as we would like to. So this becomes an issue for the defense of the United States, both economically because of the pharmaceutical industry and in terms of true defense, in terms of threats. And so that's one reason that you're seeing all these agencies putting out funding opportunities in this area right now.

FLATOW: Mm-hmm. Sometimes a drug will fail because it affects negatively a part of the body that it's not supposed to. Well, if you have just individual organs like a lung or a kidney, and you test it out, how would you know how it might affect the rest of the body, let's say, on a whole animal?

INGBER: Well, that's the explicit reason we've moved to multiple organs, and the concept of this new funding opportunity is to have an instrument that would have 10 different organs representing the major systems. So, for example, you might deliver an oral drug to the gut, see it absorbed, watch it metabolize by the liver. It's being peed out by the kidney, and you're looking for its toxicity on the heart. Or you might deliver something by aerosol to the lung and do similar sorts of things. The important point is, in the body, as opposed to the way people usually test drugs with cells in dishes is, much like you said, they're multiple different organs, but more importantly, the level of drug is dictated by the drug being broken down by organs like the liver and being peed out by organs like the kidney while you're infusing it or absorbing it from your gut. And that really can't be tested in a regular old dish.

What we can do in these little microorganism - these organs on chips are - have little hollow channels with fluids flowing through like - that are effectively a blood substitute. They also, if it's a organ like the lung, has air over the air - in the airspace, and the gut similarly, it can have literally microbiome. The bugs that live in your gut, we can put in this human gut that also undergoes peristaltic-like motions in the lungs goes - undergoes breathing-like motions and the heart beats and contracts. And so we could actually study what you're asking, this interplay between the different organs, and we also are doing it - the goal is to do it all with human cells.

And the important point there is that a lot of toxicities in humans are not seen in animals because the specific molecules that, for example, degrade the drug or transport the drug from the blood to the urine don't exist in animals, only in humans. So this is something that we could begin to mimic in these integrated chip systems that you can't do in animals.

FLATOW: Mm-hmm. Sometimes I understand that the microchips behave in ways that you didn't expect.

INGBER: Well, you know, I mean, I have to say some of them are behaving better than we have ever expected.

(LAUGHTER)

FLATOW: Give us - give me an example. Give me...

INGBER: One example was that we put human intestinal cells that have been studied and cultured for years, and the pharmaceutical companies actually use them for looking at absorption in dishes, but everybody knows they're not very good. They don't really mimic gut function. When we put them in our chip and when we give them peristaltic-like undulating stretching rhythmically and we trickle flow over them like in your gut, they start forming villi, which are like the finger-like projections that increase surface area for absorption in your intestine.

And what really surprised me is that the proliferative cells, the cells that are dividing rapidly, are in the crypt, the bottom - like between your fingers, at the bottom of these fingers, which is exactly like in your intestine. Plus, they put out mucus on the top of it, which protects it, and now we can put microbes on top. If you put microbes - if you put bacteria on cells in a dish, we call it contamination, and you have to throw it out and sterilize it. But we put microbes on the top and they're perfectly happy. They're symbiotic. And this is important because - and I don't know if your show highlighted it, but over the last few months there's been a lot of news that the microbiome - the microorganisms that live in our body can be very important for various diseases. And so we now have ways to study that. And the microbiome in the human is different than the mouse. And so this is very exciting for new opportunities.

FLATOW: So you came up - you sort of serendipitously discovered something...

INGBER: Well, you know...

FLATOW: ...that you couldn't make before.

INGBER: We, you know, we actually - I've worked for 35 years in a strange - from a strange perspective in biology in that I've been - I was convinced that mechanical forces, that the forces due to breathing-like motions and stretching, you know, your muscles and the pulsations of blood through your vessels, that the stretching and the relaxing, the mechanical stresses are as important for regulating cell and tissue function as chemicals in genes. This is now getting more accepted in biology, but because of that, I felt that we had to create microenvironments that could mimic that - we had to develop microchips that can mimic that microenvironment. And what we 're finding consistently is that cells that people used before that they didn't think were very good are now recapitulating organ-like functions.

And as I said at a meeting yesterday, you know, there are no bad cells, just like there are no bad kids. There are bad families. There are bad neighborhoods and so forth. But - and so you have to give it the right microenvironment. We've also - I guess another surprising thing in the lung - and this was surprising - is that not only did we mimic complex functions such as the entire inflammatory response if we put a bacteria in the airspace in our little breathing lung on a chip, we saw in human, white blood cells stick to the vessel migrate across and engulf them. And that is something we hope for.

But when we started to do things like we looked at toxicities of airborne particulates like in smog, we found that they were absorbed across the airspace to the vessel, which was great, but we found that breathing motions, physiological breathing motions increase the efficiency of that by tenfold. Now that no one's even thought of before, nor have I. And so that was a prediction. And then we went back to animal models where we could control ventilation and we found exactly the same thing.

FLATOW: OK. So you've discovered that you do need these mechanical processes moving around to actually create more normal circumstances, more normal environment in action.

INGBER: Yes. And, you know, I was trained in medicine as well as, you know, basic biology. And so, I mean, in the clinic, respiratory, you know, physiologists know this is true. Clinicians know this is true. Surgeons know this is true. Surgeons often take advantage of mechanical forces to enhance wound healing that's why they put pegs in bone and put forces on bone or they - if you have an injury where there's a large hunk of skin lost in a car accident and they want to transplant skin from one spot to the other, they'll put a silicone bag under the skin, almost like a breast implant, and fill it with saline until the skin under normal sight hurts, and then they'll fill it again each week until - because that makes the skin grow. And then they move that piece of skin, and now they've covered the injury, and you don't have a defect at the surgery.

So it's a - so clinicians know about mechanics. Biologists, you know, because of the genome revolution, they were very focused on the parts and the genes and the molecules, but it's coming back together again now that the physical forces are really exceedingly important.

FLATOW: Talking with Donald Ingber about microchips and how to use them on SCIENCE FRIDAY from NPR. And can the chips be used to study how a disease behaves in the body, like cancer or something else?

INGBER: You know, there are many labs now that are moving in the direction of these sort of microfluidic chips or other sort of engineered organs on chips. And I should say that this - we recently got funded, two groups, one at MIT led by Linda Cima, and mine at Harvard for this 10-organ automated instrument type of thing. But NIH had a big opportunity. I think they funded 15 or 16 different organs, and various groups are trying to study disease processes.

We have - we've been studying pulmonary edema with a lung chip where you have fluid on the lungs, and we're able to actually get some - you know, we're getting exciting results there where we can model - we could see fluid shifting from the blood channel into the lung, as well as blood clot formation in the lung which happens in patients.

And I think other groups are looking at, you know, viral infections, for example. With our gut-on-a-chip, we're hoping to study Crohn's disease. Where it's known in Crohn's disease, there are three major contributors. One is inflammation, and we could add white blood cells, for example. The other is the microbiome, the microbes living in the gut. The other is peristaltic-like motions - again, mechanics. And so we can control all three of those.

And the great thing about the chips is that we can start with the simplest model, and we can add that complexity if we don't get physiological relevance, where in animals, there's so much going on.

FLATOW: Yeah.

INGBER: And you have - and you basically only get to look at the tissue after the animal is sacrificed or dies, whereas we can watch it in real time at very high resolution.

FLATOW: Let's go to Sally(ph) in - is it Shawnee, Kansas?

SALLY: Yes.

FLATOW: Hi there. Welcome to SCIENCE FRIDAY.

SALLY: Thank you. I'm wondering if you could put a chip at the back of the eyeball where the retina is placed. I'm particularly interested in this because I have glaucoma,a cataracts and detaching vitreouses. My father had two detached retinas, and I'm at bigger risk for that. And I'm wondering what you could do with the eye.

FLATOW: Good question. What could you do with the eye? Have you thought about that?

INGBER: Actually, we haven't started working on that, but we saw it both in the front of the eye and the back of the eye. The front of the eye should be relatively straightforward in that you're basically building layers of different tissue. So that would be good for drug delivery across the eye, which could help everyone with eye disease.

The back of the eye is also layers of - there's blood vessels and nerves and specialized cells. Now we're not, right now, building chips to be placed into the eye. There are other groups - groups, I think, at USC - that are building artificial retinas, for example, with microchips, and those are real microelectronic chips that are placed - implanted. And so that's to help people see again.

You know, we're really trying to model right now to help drug development or to study disease processes. Glaucoma is actually a mechanical disease in some way in that there's a constriction of a canal that's a small, hollow tube in the eye that lets the fluid flow from one chamber to the other. When that gets obstructed, you get pressure buildup. That's something that potentially could be modeled.

I mean, what you - what we're trying to do is mimic the critical - the minimal critical elements of the architecture of the organ that are relevant for the functions that you want to study. We're not mimicking the whole organ.

FLATOW: Yeah. You're trying to build like a little lab bench.

INGBER: Yeah. It's like a little 3-D living cross section of a tissue, but it's human and it's alive.

FLATOW: And so you can fool around with that little cross section and try little different things to make it work better.

INGBER: Yeah. And we could do it in replicas, and we can do it with real-time, high-resolution analysis, which sounds technical. But what it means for the pharmaceutical companies is that if they have a drug and it actually - you know, they're moving it through their billion-dollar investment through animals to humans and they see some toxicity in an animal, they don't know what that means.

FLATOW: Yeah.

INGBER: Where here they can go back and say, why is it toxic? And I have five other drugs in my library that I could bring in. Are any of those better? And so things like that could have huge value, I think, for the pharmaceutical industry.

FLATOW: Dr. Ingber, thank you very much for taking time to be with us today. Good luck to you.

INGBER: My pleasure. Thank you.

FLATOW: Dr. Donald Ingber, director of the Wyss Institute for Biologically Inspired Engineering and professor at the medical and engineering schools at Harvard University. That's about all the time we have for today. We want to give a shout-out to WWNO in New Orleans, who's - the station and their listeners are joining us first time this week on SCIENCE FRIDAY. We welcome them into our SCIENCE FRIDAY family. Welcome aboard.

Copyright ? 2012 National Public Radio. All rights reserved. No quotes from the materials contained herein may be used in any media without attribution to National Public Radio. This transcript is provided for personal, noncommercial use only, pursuant to our Terms of Use. Any other use requires NPR's prior permission. Visit our permissions page for further information.

NPR transcripts are created on a rush deadline by a contractor for NPR, and accuracy and availability may vary. This text may not be in its final form and may be updated or revised in the future. Please be aware that the authoritative record of NPR's programming is the audio.

Source: http://www.npr.org/2012/07/27/157489675/building-organs-on-one-microchip-at-a-time?ft=1&f=1007

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Microsoft vs. Motorola decision sees Droids banned in Germany over FAT patent

The latest development in our neverending saga of worldwide patent warfare is a decision by a Mannheim judge banning Motorola's Android devices on the basis that they violate a FAT storage patent owned by Microsoft. FOSSPatents' Florian Mueller tweets that it is the third victory by Microsoft over Motorola, and Microsoft has already issued a triumphant statement of victory which you can read after the break. There's more details about patent EP0618540 on the site -- it deals with common name space for long and short file names -- including a note about an email from Linux creator Linus Torvalds being cited as prior art. Motorola has been swinging its own patents around as well, but most recently a case to ban the Xbox 360 was delayed. We haven't heard from Motorola or Google on this ruling yet or what their response will be -- entering into a licensing agreement or changing the storage system used on their phones are possible options. Microsoft will have to put up a 10 million euro bond to enforce an injunction if it chooses, we'll check back once the other shoe drops.

Continue reading Microsoft vs. Motorola decision sees Droids banned in Germany over FAT patent

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Friday, July 27, 2012

Florida Construction Contracts Need More Than Two Pages to Be ...

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I?m asked occasionally to recommend a simple 2-page construction contract for states like Florida.

Where can I get a contract like that?

If you see one of these two-page wonders, you can be sure it?s junk ? at least in the State of Florida. The legislators in Tallahassee have seen to that. Every valid Florida construction contract will include several pages of notices and disclosures required by Florida law.

If you?ve been using a two-page contract for residential construction in Florida, here?s a handy guide to what you?re missing.

Opportunity to Repair (Florida Statures Chapter 558.005)

Every construction contract in Florida (except public transportation projects) must include the ?notice of claim? statement. The contract is still valid if you omit this statement. But the fine for leaving it out is $500 under Florida Statutes ? 775.08(3).

Buyer?s Right to Cancel (Florida Statutes ? 501.031)

Unless the deal was closed at a state fair, at your office or after an express invitation to visit your client at home, residential contracts have to give notice of the buyer?s right to cancel.

If the deal was closed, for example, over lunch in a restaurant, on the phone, by email, on a golf course or at an architect?s office, it?s a home solicitation sale. I know that doesn?t make much sense. But it?s Florida law. The notice is required. Omission of the notice is a first degree misdemeanor punishable by up to a year in prison and a $1,000 fine under Florida Statutes ? 775.082 and ? 775.083.

Florida Construction Lien Notice (Florida Statutes ? 713.015)

This notice has to appear in all residential prime contracts valued at $2,500 or more if work is either new construction or improvement of a building with four units or less. The notice has to be in 12-point bold caps and either on the front page of the contract or on a separate page. If the notice is on a separate page, this statement has to be signed by the owner and dated. Omitting this notice is a non-criminal violation punishable by a fine of up to $500 under Florida Statutes ? 775.08(3) and may make it difficult for a prime contractor to enforce lien rights.

Construction Industry Recovery Fund Notice (Florida Statutes ? 489.1425)

Omission of this notice is punishable by a fine of up to $500 for the first offense and up to $1,000 for a second or subsequent offense.

The Home Improvement Sales and Finance Act. (Florida Statutes ? 520.73)

If a home improvement contract includes a finance charge, Florida law requires a statement in 10-point bold type directly above the owner?s signature. Omission of this notice requires a credit of all delinquency fees charged, plus attorney fees and costs.

If your Florida contracts fudge on these notices, you have an excuse. Some of these required notices are new. The right to repair notice became effective October 1, 2006. The lien notice law became effective in the present form on July 1, 2007.

This checklist covers only notices required by Florida law. Of course, all Florida contracts have to comply with Federal law ? the 3-day right to cancel (12 C.F.R. 226.15 ), Federal Truth in Lending (15 U.S.C. 1601) and insulation disclosures (16 C.F.R. 460). If you do home improvement work in zips between 33010 and 34141, Miami-Dade Municipal Code ? 10-33 requires additional disclosures.

Even if you?re not concerned about the threat of fines and jail time, there are good reasons to keep your contracts legal under Florida law. Get into a dispute on any job and the attorney for the other side will hammer away at every little flaw and blemish in your contract. You could be left with no way to collect.

So while a two-page construction contract may be easy to get the owner to sign, it may not be completely legal under Florida law. It certainly offers little or no protection should something go wrong. Unfortunately, most forms available on the Internet today do not cover the provisions required by Florida contract law.

Gary Moselle is an attorney specializing in construction contracts. Mr. Moselle writes a blog at http://garywmoselle.blogspot.com and offers free construction contracts which meet the statues of state requirements at http://www.construction-contract.net Just pick the state, then pick the contract, download and customize in your word processor.

Author: Gary Moselle
Article Source: EzineArticles.com
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Source: http://computersgenieofmiami.com/florida-construction-contracts-need-more-than-two-pages-to-be-legal/

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Electrical Contractors for Home Improvement Projects











While some people live in newer homes that boast the latest floor plan designs, lighting fixtures, appliances and more, many other people live in homes that are older in age. Older homes may have a certain character and charm that newer homes often lack, but they do have their downsides. As a home ages, its floor plan can become outdated and not suitable for the functional use of a family. The fixtures in a home can further date the home. If you are looking around your home today and want to make some changes to modernize the look of your space, you many need the services of electrical contractors.

Updated Lighting Beyond the flooring, paint color on the walls and the furniture inside a home, there are few things that make a home look old-fashioned and dated more easily than the lighting. Light fixtures are often installed when a home is built, and they often are not replaced for many years or even decades. What was fashionable ten or twenty years ago is simply not fashionable today. With this in mind, you can use the services of electrical contractors to replace the light fixtures throughout your home. Consider using these services for replacing outdoor lighting, that large chandelier in the foyer, ceiling fans in the bedrooms and light fixtures throughout the home. New lights can be added where there are none, and fixtures can also be removed if you find their presence pointless.

Room Additions and Expansions If your home improvement and remodeling efforts are more expansive in scope, you can use electrical services from a licensed contractor for room additions and expansions. Many existing walls contain wiring for electrical outlets, lighting, appliances and more. When you move a wall for expansion or addition purposes, these wires will need to be moved. Further, new wiring will need to be installed in the new space. An electrician contractor can provide you with assistance in these efforts.

Added Functionality If you are like most people, you use electricity for everything from vacuuming the floor and making coffee in the morning to watching TV and working on your computer. You require electrical outlets, lighting and more in every room of your home. Of course, the outlets and fixtures that were installed years ago may not be suitable for your current needs. An electrician can be called to your home for minor projects, such as adding a new outlet so that you don't need an extension cord. An electrician's services can also be used to move appliances to a new area of the home, to add overhead lighting in rooms where you currently only have floor lamps or other purposes. An older home can lack the function that a modern lifestyle demands, but electrician services can correct those issues in your home.

You may call an electrical professional to your home today for minor needs, or you may create a list of "to do" items for a contractor to assist you with during one specific visit.

Mr. Electric 2446 Bank Street #629 Ottawa, ON K1V 1A8?, provides professional and highly experienced electricians to solve any electrical problems. http://ottawa.mrelectric.com

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PHOTOS: Olympic Athletes: Then and Now!

From Bruce Jenner to Mary Lou Retton, relive these former Olympians' glory days and see what they're up to now

Source: http://www.ivillage.com/olympic-athletes-then-and-now/1-b-474461?dst=iv%3AiVillage%3Aolympic-athletes-then-and-now-474461

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Thursday, July 26, 2012

Calc.exe Is Dead, Long Live Google's Calculator [Google]

Google's search-based calculator is a bit of a God-send when it comes to impromptu math, but now the Big G has gone and extended its functionality by rolling out a full-on, 34-button scientific calculator. More »


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Email List of Call Centers- Exceptional Facts | joomalb.com

Supplying email list of call centers provides impression to the people that the firms are supplying a means to reach out to every person. Because of this, individuals will think it is comfortable to contact your firm. Having the capacity to make the people think that they could always talk with you will give them the thought that your business is reliable and trustworthy. Hence, when more people have the ability to reach out to you, the greater income your business could make. Therefore, email list of call centers can increase the marketing and sales of your business by supplying a simple yet effective approach to generate profits that could help make your firm a successful one.

Email List Of Call CentersEmploying an email list of call centers enables a business to save time and money in promoting its services and products. Bear in mind that this kind of list could get to hundreds to thousands of prospective clients in a few minutes. Businesses can easily modify their messages so that they would appear exactly as they want these messages to come across. Time is not wasted here since the list has its projected audience. So, companies that send email messages applying this list of call centers aren?t waiting around their resources whilst advertising their products to the people who do not have interest in their particular products and services. Rather, individuals getting the marketing e-mails are people who have a true interest on what these businesses are offering them. But businesses that need an email list of call centers have to confirm the information provided in this list. Yet, this kind of list is a very efficient technique to market someone?s business.

Acquiring an email list of call centers gives a lot of advantages, particularly for online marketers. This develops connections with customers and monitors progress when it comes to sales. Companies that gather list of call centers are more likely to be successful in this internet business world compared to those that don?t have such list. Remember that an email list of call centers is not only about information regarding potential customers. It is also about building stable professional relationships with present and future customers. This list of call centers is actually essential for companies that do not have a reputable name yet on the internet. By using e-mail marketing, these companies can simply build connections with potential clients by sending them emails that do not necessarily advertise their products or services. They could send them messages which offer useful information to help them attain their goal. By gathering an email list of call centers, companies could easily send instant messages into prospective clients allowing them to have control on the type of business they?re in.

Supplying e-mail list of call centers gives effect to the people that the firms are supplying a way to reach out to everybody. Because of this, people will find it convenient to call your firm. Having the capacity to make the people feel that they can always talk with you will give them the thought that your company is dependable as well as trustworthy. For this reason, when many people are able to reach out to you, the more revenue your business could make. Hence, email list of call centers can boost the sales and marketing of your firm by providing a simple yet effective approach to generate income that can help make your firm a successful one.

In terms of marketing and sales, email list of call centers are useful in a manner that your clients could be capable to communicate with you all the time using the internet. It is the best ways to maximize your revenue. By giving email list of call centers, customers could speak to call center firms for queries, comments, clarifications, and recommendations which are beneficial for the company in a way that it could improve the quality of their services in accordance with what many people wish. Additionally, these recommendations as well as comments can be expressed in a private approach as exchange of emails is done privately. In case clients are satisfied along with the improved services by the company, then more and more people will seek for your services, thus, boosting your sales.

Source: http://joomalb.com/email-list-of-call-centers-exceptional-facts/

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